We read your messages and make sense of the noise.
From M-Pesa to Airtel Money, cash to bank, we turn the messy bits into a ledger you can actually trust.
Your SMS, sorted
We pick up the M-Pesa and Airtel messages you already get, then turn them into clean transactions without the usual faff.
Where your money actually went
See what changed this month, last month, and the one before that without digging through twelve screenshots.
Debt & Receivables
Keep a sharp eye on what you owe and what others owe you. Automatically tracks ledgers and allows you to easily add manual debts and receivables.
Custom Budgets
Set up budgets and track your spending habits. Monitor your overall spending or drill down to track targets for specific categories.
Recurring Payments
Never miss a scheduled payment. Set up recurring transactions and receive instant alerts via email or app push notifications.
Manual Transactions
Get the full picture by manually logging cash or bank transactions, or any movement that happens outside your M-Pesa and Airtel ledgers.
Rules Engine
Define custom filters and matching conditions to process your transactions. Create tailored keywords, sender rules, or amount triggers to automatically tag payments instantly.
Categories & Tags
Structure your money with deep, custom multi-level nesting and custom colored tag hierarchies. Apply customized labels to group your spending habits precisely.
Secure Local Storage
Your financial records are isolated locally. Built on an offline-first storage model that utilizes fully encrypted local SQLite databases combined with hardware Keystore protection.
Exportable Reports
Need your data to go? Generate and download comprehensive reports across any channel (M-Pesa, Airtel Money) and easily export them as a PDF.
Free for life. Premium when you need more.
Track M-Pesa and Airtel Money transactions for free, for life. Basic budgets and spending insights are included — no trial countdown or payment needed to keep using the core app.
Want more room to plan? Optional Moneypod Premium gives you more budgets and deeper insights into where your money goes.